Cardly | Terms Of Service

Effective Date: July 13, 2025

Welcome to Cardly ( https://cardly.eu ). These Terms & Conditions ("Terms") govern your access to and use of our website and services. By accessing or using the site, you agree to be bound by these Terms. If you do not agree, please do not use our site.

1. About Cardly

Cardly is an independent review and comparison platform for banking cards, fintech products, and related financial services. We do not issue, manage, or sell any financial products directly.

All content is provided for informational purposes only and does not constitute financial advice.

2. Eligibility

You must be at least 18 years old to use this website. By using Cardly, you confirm that you are legally able to enter into binding agreements.

3. Use of the Website

You agree to use the website in compliance with all applicable laws and not to:

Violate or infringe any intellectual property rights
Use the site for unlawful, fraudulent, or malicious purposes
Attempt to gain unauthorized access to the website or its systems
Interfere with the proper functioning of the website

We reserve the right to restrict or terminate your access if you violate these Terms.

4. Intellectual Property

All content on Cardly—including but not limited to text, graphics, logos, icons, and software—is the property of Cardly or its licensors and is protected by copyright and trademark laws.

You may not reproduce, distribute, or modify any content without our prior written consent.

5. Third-Party Links and Offers

Cardly may include links to third-party websites, services, or offers. We are not responsible for the content, accuracy, or practices of third-party sites.

Some links may be affiliate links. This means we may receive a commission if you apply for a product through our site, at no additional cost to you. This does not influence our reviews or ratings.

6. Disclaimer of Warranties

Cardly is provided "as is" and "as available" without any warranties of any kind, either express or implied. We make no guarantees about the accuracy, completeness, or timeliness of the content.

We are not liable for any financial decisions made based on information from our website.

7. Limitation of Liability

To the fullest extent permitted by law, Cardly and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the site or reliance on its content.

8. Data Protection

Our use of your personal data is governed by our Privacy Policy. By using the site, you consent to our collection and use of personal data in line with EU privacy regulations (GDPR).

9. Modifications to the Terms

We may revise these Terms at any time. Changes will be posted on this page with the updated effective date. Continued use of the site after changes means you accept the updated Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the European Union and, where applicable, the laws of the Member State in which Cardly operates. Any disputes shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

11. Contact Us

If you have any questions about these Terms, please contact us at:

Email: [email protected]
Website: https://cardly.eu